Автор: | Share Repurchase Anniversary (Year) | Effective Repurchase Rate |
|---|---|
| Less than 1 year | (Lock-up) 0% |
| 1 year until 2 years | 98% |
| 2 years until 3 years | 99% |
| 3 or more years | 100% |
There are restrictions on investment limits for both REITs, subject to whether an investor is accredited or non-accredited. Specific amounts are not given, as that is dependent upon annual income or net worth for non-accredited investors, and RealtyMogul will help calculate that exact amount when an investor initiates an investment on the RealtyMogul platform.
Investment Selection
RealtyMogul members are able to invest in properties based on the type of property and the investment strategy. Non-accredited investors are limited to REITs, while accredited investors can invest in REITs or individual property offerings. Some investments may even be eligible for self-directed IRAs or other types of retirement accounts. At this time, RealtyMogul does not offer alternative investments beyond real estate.
Sectors and Domains
RealtyMogul offers several investment options across commercial, industrial, and residential sectors. Accredited investors have the most options, being able to choose individual investments from any of these sectors. Non-accredited investors have fewer options, only being able to choose to invest in one of two REITs: the Income REIT, which is composed of both commercial and residential properties, or the Apartment Growth REIT, which is made up of multi-family residential apartment properties.
Individual deals for accredited investors may include:
- Apartment buildings
- Offices
- Retail
- Industrial
- Mixed-use
- Ground-up development
- Self-storage
- Cold storage
- Mobile home parks
Income REIT properties may include:
RealtyMogul Apartment Growth REIT properties are:
Educational Offerings
RealtyMogul does not offer educational training videos, webinars, or live training at this time, which is relatively weak in comparison to the rest of the industry. However, it does offer specific investment analysis and research for its investment options, as well as a blog featuring several investment topics relating to investing in commercial real estate, REITs, wealth-building, and passive income.
Customer Support
RealtyMogul stands out in the industry when it comes to customer service, offering several options for investors to connect. The website offers direct phone numbers and email addresses for general inquiries, investor relations, and press inquiries. The website also has a support button at the bottom right of the screen where investors can directly submit a query and also attach files, if necessary. The company also has a strong social media presence with accounts on X, Instagram, Facebook, Youtube, and LinkedIn, including messaging and communication options on those platforms as well.
Realty Mogul
The Bottom Line
RealtyMogul has an over 10-year track record of solid returns for investors in a relatively new industry. The company also takes pride in transparency and providing investors with relevant and timely information regarding its large selection of current investments and potential investment options. With the high investment minimums and five- to 15-year investment expectations, this platform is better suited for more sophisticated investors who have a bit of extra cash that they are looking to invest for the long term.
Why You Should Trust Us
Investopedia analyzed 19 real estate crowdfunding companies and scored each based on eight major categories and 38 criteria that are crucial in evaluating the offerings and usability of these platforms. We used this data to review each company for their fees, investment selection, transparency, and other features to provide unbiased, comprehensive reviews to ensure our readers make the right decision for their needs. Investopedia launched in 1999 and has been helping readers find the best real estate crowdfunding platforms since 2020.
What Is RealtyMogul?
RealtyMogul is an online crowdfunding investment platform focused on building wealth for investors through institutional quality real estate.
Is RealtyMogul Legit?
Yes. RealtyMogul has been around for over a decade, longer than many of its competitors in the real estate crowdfunding industry. It boasts a 20.6% overall realized IRR, 227 realized investments, over 280,000 members, and over $1 billion invested on the platform.
RM Adviser, LLC, a wholly owned subsidiary of RealtyMogul, is an SEC-registered investment adviser. RM Advisor provides investment management services solely to certain REITs and single-purpose funds but does not provide investment advisory services to the platform’s users.
How Can Investors Withdraw From RealtyMogul?
RealtyMogul is designed to offer income or growth potential to investors with the commitment of a long-term (five- to 15-year) investment. Withdrawing money is not easy, as these are not publicly traded properties and investors are expected to hold their investments for the duration of the holding for individual properties. The REITs provide a bit more liquidity, as there is a repurchase process in place if investors need to sell after the initial 12-month lock-up period.
Should I Invest in RealtyMogul?
Those looking to invest in RealtyMogul should have a firm understanding of how to analyze investment financials and disclosures to make an informed decision. Investors should also be willing to hold the investment long-term, five to 15 years.
How We Review Real Estate Crowdfunding Platforms
To evaluate and review real estate crowdfunding platforms, Investopedia’s team of researchers, data collectors, and industry experts spent nearly two months conducting in-depth industry research, company survey data collection, and hands-on evaluations of 19 companies. We grouped the 38 criteria that we collected, like investment selection and minimums, holding periods, and curated portfolios, into eight categories. We then scored these criteria and weighted the categories to determine which real estate crowdfunding platforms are best for both accredited and non-accredited investors:
- Fees: 15%
- Account Services: 15%
- Investment Selection: 15%
- Liquidity: 12.5%
- Transparency: 12.5%
- Sectors and Domains: 12.5%
- Customer Support and Usability: 10%
- Educational Offerings: 7.5%
Through this all-encompassing data collection and review process, Investopedia has provided you with an unbiased and thorough review of real estate crowdfunding platforms. Read our full process for more information on how we review real estate crowdfunding platforms.
